Important documents for you Summary of Benefits (SB) The Summary of Benefits tells you about some of the characteristics of the plan. It does not include all covered services or all limitations or exclusions. For a complete list of benefits, refer to the Evidence of Coverage. DOWNLOAD SUMMARY OF BENEFITS Evidence of Coverage (EOC) The EOC gives you details about your Medicare healthcare and prescription drug coverage for the calendar year. It also explains how to get coverage for the services and prescription drugs you need. This is an important legal document. DOWNLOAD EVIDENCE OF COVERAGE Annual Notice of Change (ANOC) This document is sent to members every fall to inform you about all the changes to benefits, costs, providers, and prescription drugs for the next year. The ANOC helps you compare your current health and prescription drug benefits and costs with those for next year. DOWNLOAD ANNUAL NOTICE OF CHANGE Annual Notification of Changes (ANOC) crosswalk from Óptimo Plus Xtra (PPO) to Óptimo Plus (PPO) DOWNLOAD ANNUAL NOTICE OF CHANGE I want this plan Last update: 10/15/2024 Our Blog Home & Lifestyle 5 habits to add years to your life Read more Health & Wellness The effect of ageism on loneliness and social isolation Read more Home & Lifestyle Can horror movies affect your mental health? Read more Health & Wellness Marilú’s Story: How She Chose Her Medicare Advantage Plan Read more Home & Lifestyle 3 Steps you should take right after a hurricane Read more News Take the stress out of traveling with travel insurance Read more Health & Wellness Is there a link between Alzheimer’s disease and oral health? Read more Health & Wellness What is Lipedema disease? Read more Health & Wellness Can technology be used to strengthen your mental health? Read more Home & Lifestyle Make the smart move: invest in home and auto insurance Read more Health & Wellness How to improve your physical health? Read more + View more articles Want to be up to date on topics like health, trending news, useful tips, lifestyles and more? Subscribe to our blog and don't miss out on anything! Subscribe to the blog Email I want to subscribe We want to personalize the content according to your preferences Please select one or more categories to continue Benefits and tools Dental health Elderly care Entrepreneurship Insurance Lifestyle and trends Nutrition Personal finances Physical health and diseases Security I confirm my subscription Thanks for subscribing! You will receive information of interest in your email.